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| The Pub For General Automotive Related Talk |
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02-05-2008, 05:01 PM
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Starter Motor
Join Date: Aug 2006
Posts: 18
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Gday,
Well I may be purchasing a 1982 Ford XE Falcon 351c soon, and I was looking into insurance and found that because of my age, it is hard to find anyone. I am almost 24 now. So does anyone know who may insure me for this car, without charging me ridiculous amounts, etc??? Thanks for any help! |
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02-05-2008, 05:15 PM
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#2 | ||
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Miami Pilot
 
Join Date: Jan 2005
Location: ACT
Posts: 21,704
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Have you tried JustCars?
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The Hammer: FG GTE | 376rwkw | 1/4 mile 11.793 @ 119.75mph 1.733 60' (4408lb) 1 of 60 FG MK1 335 GTEs (1 of 118 FG Mk 1 & 2 335 GTEs). Mods: Tune, HSD/ShockWorks, black GT335 19” staggered replicas with 245 & 275/35/19 Michelin Pilot sport 5s Daily: BF2 Fairmont Ghia I6 ZF, machine face GT335 19” staggered Replicas with 245s and 275s, Bilsteins & Kings FPV 335 build stats: <click here> Ford Performance Club ACT |
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02-05-2008, 05:24 PM
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#3 | ||
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5.4L V8
Join Date: Mar 2008
Location: Henry Ford And The American Century
Posts: 394
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Have you tried shannons???
What do you consider a ridiculous amount???? I pay $1100 a year with shannons,I am 24 and have a 5.4L BA. |
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03-05-2008, 01:05 AM
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#4 | ||
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Starter Motor
Join Date: Aug 2006
Posts: 18
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I tried Justcars online quote, no go! So i plan on ringing them tomorrow.
I think a reasonable amount is anything less than $800 really. It is not worth a lot of money so why i would be paying more than id pay for a BA Falcon is beyond me! |
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03-05-2008, 04:47 AM
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#5 | |||
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Ford Fanatic
Join Date: Feb 2005
Location: Brisbane
Posts: 1,480
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Quote:
(which if is not a lot may just be worth while if you consider at 24 you would still have age excess as well)
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Everyone is entitled to my Opinion  2007 Territory TX SY RWD Ego |
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03-05-2008, 04:49 AM
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#6 | ||
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Starter Motor
Join Date: Aug 2006
Posts: 18
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I want coverage for me too!!! Who en gives a about other people? haha
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03-05-2008, 05:03 AM
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#7 | |||
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Ford Fanatic
Join Date: Feb 2005
Location: Brisbane
Posts: 1,480
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Quote:
http://www.redbookasiapacific.com/au...s.php?id=60569 Between $1500-$3500 Ok lets say you have an accident, a car of that value will not be hard to write off. it would not have to be a very big lot of damage for that to happen. Maybe a front bumper and grille. So lets say your at fault; you need to pay your excess (standard excess is usually about $500, then you said your 24 so your age Excess is between $600-$1500 depending on the insurer) even at the lesser amount that is $1100- Now obviosly I have not seen this car but for a car of that age to be at the top market value would have to have a full service history with log books to prove it has NEVER missed a service, not have a single dent or scratch in it prior to the accident, duco would have to be outstanding, and low klms, so not too many will be at the top value..most would be at the lower end which in this case is $1500....so after your excess your payout would be in the vicinty of $400, now put that against the saving you would make by having third party property insurance as opposed to the cost of comprehensive.
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Everyone is entitled to my Opinion 2007 Territory TX SY RWD Ego |
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03-05-2008, 05:18 AM
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#8 | ||
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Ford Fanatic
Join Date: Feb 2005
Location: Brisbane
Posts: 1,480
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sorry double post
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Everyone is entitled to my Opinion 2007 Territory TX SY RWD Ego Last edited by Yaw; 03-05-2008 at 05:19 AM. Reason: sorry double post |
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03-05-2008, 10:56 AM
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#9 | ||
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Starter Motor
Join Date: Aug 2006
Posts: 18
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Yeah that sounds like good advice.
But if i were to have an accident with third party insurance: Does it cover their car? Does it cover their injuries? Does it cover my injuries? |
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03-05-2008, 11:19 AM
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#10 | ||
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Regular Member
Join Date: Feb 2008
Posts: 310
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Third Party Insurance will cover their car, Compulsory Third Party that you pay with your rego (Compulsory) will cover personal injuries
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I contend that for a nation to try to tax itself into prosperity is like a man standing in a bucket and trying to lift himself up by the handle. - Winston Churchill |
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03-05-2008, 12:03 PM
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#11 | |||
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Ford Fanatic
Join Date: Feb 2005
Location: Brisbane
Posts: 1,480
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Quote:
Cumpulsory Third Party Insurance (paid with rego) covers thier injuries as for your injuries CTP usually does not cover the driver (under legistlation for what it MUST cover), but then again Third party property or Comprehensive don't cover your injuries either. Most CTP have additional coverage for drivers for very specific circumstances only if the driver is over 25. Like loss of a limb, or eye.
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Everyone is entitled to my Opinion 2007 Territory TX SY RWD Ego |
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Insurance - XE Falcon V8
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