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The Pub For General Automotive Related Talk |
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16-03-2009, 09:44 AM | #1 | ||
Teh Baest
Join Date: Jan 2007
Location: Hills Area, NSW
Posts: 649
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Having recently changed my address, my insurance policy has gone up by over $800!
Now paying more than $2.5k/year to insure a Falcon which is probably only worth 6k! BLAH! This is currently with ING, now looking to switch. Any ideas?
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1999 Liquid Silver AU Show: XR6 Kit, Low, RDA Slotted's F&B, Fully Tabouli Sound System, Altezza Tailights (Good ones!) Go: K&N Pod w/ 3" intake, XR6T Snorkel, Pacie Comp 4480's, 2.5" Cat Back, CMS Stg2 Cam, Custom Tune, Tranny Cooler Coming..CMS Stg2A Cam, 68mm TB Later.. 4.5L w/ BOOOOOOOOOOST or XR6T or AUIII XR8 220 Currently: 151kW (165 on other dynos ) |
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16-03-2009, 10:00 AM | #2 | ||
Regular Member
Join Date: Mar 2006
Location: Geelong, Victoria
Posts: 50
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Go and see an insurance broker, they will shop around for you and charge very little if any thing at all. Otherwise shop around yourself. What is good, cheap insurance for someone else may not work out the same for you. There are way too many variants that the insurance company looks at when assessing your premium. (ie age, current rating, area you reside in, type of car) Other than that, CGU has been fairly good for me previously, although not insured with them currently as they have changed their policies in regards to any additions to the car. (not even performance modification) They would not insure a 1992 Fairlane with non standard sound system, spot lights and different wheels. But they do offer monthly repayments at no extra cost. Good luck.
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17-03-2009, 10:24 AM | #3 | |||
Regular Member
Join Date: Jan 2009
Location: RADalaide
Posts: 52
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Quote:
When did this happen im with cgu and have mods on my car like wheels exhaust and stereo and they insure me no dramas
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68 XT Falcon
XR6 AUII UTE. Windsor Warlords |
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17-03-2009, 12:17 PM | #4 | ||
Flairs - Truckers Delight
Join Date: Aug 2006
Location: Brisbane Northside Likes: Opposite Lock
Posts: 5,731
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Spend an hour on the net going to all the different companies doing online quotes, it's the only way.
I have found that AAMI and NRMA are the better (read: cheaper) ones.
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Current: Silhouette Black 2007 SY Ford Territory TX RWD 7-seater "Black Banger"
2006-2016: Regency Red 2000 AUII Ford Falcon Forte Automatic Sedan Tickford LPG "Millennium Falcon" |
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17-03-2009, 12:18 PM | #5 | ||
Barra Turbo > V8
Join Date: Jan 2005
Posts: 26,126
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How old are you? i pay less then a 1/3 of that for my TE
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-2011 XR6 Turbo Ute - Lux Pack - M6 -2022 Hyundai Tucson Highlander Diesel N Line |
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17-03-2009, 01:36 PM | #6 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Location: GEELONG
Posts: 7,946
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i have my 98 el with shannons agreed value of $9000
and my premium is around $600 ( under that ) a yr with an excess of $400 and i live in a not to liked area of geelong for insurance so not to bad for a 98 el i say i would give shannons a call mate they are pretty good for me i have had to make a couple of claims ( not my fault ) and they couldnt have been better i even had an issue with a wheel 18 months later ( from a side swipe i copped on the el ) and they asked me to get it looked at when i didnt call them back with the out come they rang me to see what was going on now that is customer service in my books Jason
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no longer have a ford but a ford man at heart R.I.P 98 EL MAY YOU HAVE A GOOD LIFE IN FALCON HEAVEN [SIGPIC][/SIGPIC]
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17-03-2009, 02:19 PM | #7 | |||
FF.Com.Au Hardcore
Join Date: Oct 2005
Location: Hervey Bay
Posts: 4,198
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Quote:
Holy Batman, that's outrageous. Are you a learner who has recently moved to Beirut? |
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17-03-2009, 02:50 PM | #8 | ||||
Back to Le Frenchy
Join Date: Feb 2005
Location: Back home.....
Posts: 13,346
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Quote:
Move to Redfern or something mate?
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Quote:
07 Renault Sport Megane F1 Team R26 #1397
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17-03-2009, 03:38 PM | #9 | ||
CANT !!!!!!!!
Join Date: Jan 2009
Posts: 289
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DAMN : . They are going to slug us all, between the Floods (act of god) and FIRES ( act of nature) they are going to slug each of us more(and probably not cough up on half the claims) just to keep their massive proffit margins :jab: :
I have 03 BA XR8 ute insurance, $1000 2000 AU Xls ute, insurance $540 2001 AU Fairmont, insurence $630 All owned outright, on LPG, in Geelong, two are garaged, and Im 38 and single! :newangel: SO i can only drive one of the damn things at a time : why should I have to fork out that much hard earned, with massive excesses? : Have heard of this pay for what you drive/Klm you travel insurance, and will be looking into it very soon, should put a smile :voldar02: on my face and my current Insurer can go get : : :thebirds: Time some of these companies took a look in the mirror :lookedat: and realised MASSIVE PROFITS in times like now does NOT keep customers : Start to look after your customers and NOT the Directors and shareholders POCKETS : WE can and will leave them, bring back the 70s :disco: and the REAL customer service we used to get from real companies, family owned companies, NOT American owned ones! : Happy driving :eclipsee_
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-BA XR8 Ute- Better to be late, than VERY LATE !!!! : YEAH HA !!!!!!!! |
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17-03-2009, 03:47 PM | #10 | ||
FF.Com.Au Hardcore
Join Date: Dec 2004
Location: Melbourne
Posts: 3,647
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shannons do all my insurance...even race cars
i find their rates reasonable, and their service acceptable |
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17-03-2009, 03:48 PM | #11 | |||
yum
Join Date: Jan 2005
Posts: 1,417
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Quote:
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2005 LS Focus LX
Nov05 | Manual | Black Sapphire 250,000kms. |
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17-03-2009, 07:47 PM | #12 | |||
Regular Member
Join Date: Mar 2006
Location: Geelong, Victoria
Posts: 50
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Quote:
Happened about 8 months ago I wrote off a car and brought a 92 Fairlnae Ghia to replace it. V8,spotlights,nudge bar, Mag, lowered, towbar and non standard sound system. All the additions are legal, but according to the person on the phone from CGU there where too many extras. This may have only been because it was a new policy, but because of it they lost 3, because I did not want to have my other cars insured with them and this one not. I have had insurance with CGU for about 10 years, and have not had any problems but was not prepared to have my insurances all over the place. I assume that it will not affect a current policy but look out if you want to change cars. |
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17-03-2009, 09:44 PM | #13 | ||
Regular Member
Join Date: Dec 2008
Location: heavens hell, devils playground
Posts: 288
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Hey there check out AAMI, i have a 04 BA XR8 ute insured for work and personal use with AAMI and its only $700. Get a quote online.
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18-03-2009, 12:07 PM | #14 | ||
Wheel Wally
Join Date: Aug 2008
Location: Ballarat
Posts: 883
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I am a male under 25 and I use CGU always been the best for me.
But SHOP AROUND they all have different criteria
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Currently: 2006 Ford Fairmont Ghia BF 1999 Land Rover Discovery Series II - "Thomas The Tank" Previously: 2009 Ford Focus - "The Bubble Car" 2002 Ford Futura Wagon - "The Big White Wagon" 1996 Ford Falcon - "Ophelia" 1975 Jaguar XJ6 - "The Beast" |
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