accident...what to do?

[damo03]

Hi guys.

A silly driver (the sex, race, and car type driver we all love to go on about) turned right infront of me today as i was going straight through a intersection at 60kph with a green light. I hit the anchors and unfortunatly hit her rear quarter panel with the front left quarter of my car.

Now I she rekins the light was red as I was going through it but this is bullS**T as it was green when i took my eyes off the lights to go through, so giving her the benifit of the doubt if may have become orange, but she still should have waited and if she had not gone slow she would have easily made it thru but cos she basically idled through i hit her. My skid marks from the white line on my end of the intersection show how long i was braking for before I hit her...about 10m of skid plus probably 5m of braking.

Now my question is, since I have a old crap XF and the repair quotes are around $2000, assuming all goes well and she is found in the wrong (which she is) is there any way I can negotiate with her insurance company to get paid out the market value / insurance cost rather than have them repair my crap car? I really dont want to have them replace the bonet / bumper and respray my crap old xf.

If people with similar experiences could let me know how they went about it that would be great.

Damo